Our Firm
Financial Focus has grown into a valued and recognized provider of comprehensive financial services and strategies tailored for individuals, businesses, and their employees. Our firm is committed to delivering results-driven strategies backed by industry expertise, ensuring that our clients receive personalized guidance to pursue their unique financial goals.
For more than 30 years, our team has served as a reliable resource for individuals, families, and businesses, as well as their key employees and staff. We take pride in our client-centric approach, offering experienced financial planning and investment strategies that help build long-term confidence and clarity. Whether navigating personal wealth management or corporate financial strategies, Financial Focus remains dedicated to providing exceptional service and strategic insights that make a meaningful impact.
Steven Arnold, Founder
With over 30 years of experience in the financial services industry, Steven Arnold has built a career dedicated to guiding clients toward achieving their financial goals. As a Investment Advisor Representative from the outset, he holds numerous industry licenses and certifications, including Accredited Investment Fiduciary (AIF), Series 24 Registered Principal, Series 7, Series 63, Series 65 Registrations held through LPL Financial and credentials in life insurance, healthcare, disability insurance, and long-term care insurance.
In 2004 after coming back from his Marine Corps deployment, Steven and his beautiful wife of 21 years Olivia founded Financial Focus, leveraging his extensive expertise to establish a firm designed to serve a diverse clientele across the United States. Before starting his own firm, he honed his skills at leading Wall Street companies. Today, his clients include business owners, Fortune 500 executives, and retirees from a wide range of industries. Known for combining tactical precision with strategic foresight, Steven provides personalized financial planning to meet each client’s unique needs and aspirations.
In addition to his financial career, Steven is a proud veteran of the United States Marine Corps, where he served for 26 distinguished years, rising to the rank of Master Sergeant. His service included deployments during Operation Desert Storm/Desert Shield and Operation Iraqi Freedom. As a combat engineer and senior enlisted advisor (SEA), Steven supported Marine Corps leaders at the General Officer and commanding officer levels. He served in key assignments with the 2nd Marine Expeditionary Unit, 2nd Marine Expeditionary Force, Marine Wing Squadron 471, 1st Battalion 24th Marines Regiment, and Marine Special Operations Command (MARSOC). Over his career, he was stationed at several notable bases, including Camp Pendleton, Camp Lejeune, 29 Palms, New River, and Selfridge ANB.
A graduate of Oakland University, Steven balances his professional and military achievements with a deep commitment to God and family. As a devoted husband and father of four, he applies the same principles of integrity, excellence, and magnanimity to his personal life as he does to his work.
Whether guiding clients through complex financial landscapes or serving his country and community, Steven Arnold remains steadfast in his dedication and fidelity to faith, marriage, fatherhood, client services and the pursuit of meaningful success.
Our Employees
Joe Dallo is a financial engineer at Financial Focus, combining his expertise in finance and law to provide comprehensive guidance to clients. With a background in estate planning, he has a deep understanding of legal and financial complexities, allowing him to develop tailored strategies that align with each client’s goals. As a fiduciary, he is committed to acting in his clients' best interests, ensuring transparency and ethical financial planning. Joe holds an Accredited Investment Fiduciary® (AIF®) designation and earned his Juris Doctor (J.D.) from Thomas M. Cooley Law School. He also has a Bachelor of Science in Electrical Engineering from Lawrence Technological University. His professional licenses include the Series 7 and Series 66 registrations, both held through LPL Financial, as well as a Life and Health Resident Producer license in the State of Michigan. With a strong foundation in both finance and law, Joe provides strategic, client-focused financial strategies aiming to protect and grow wealth.
Andy Kata is an insurance specialist and here to help you protect what matters most—your family, your assets, and your future. As an estate planning attorney, I’ve spent years guiding individuals and families through the critical process of securing their legacies. But estate planning isn’t just about wills and trusts—it’s also about making sure you and your loved ones are financially prepared for life’s uncertainties.
Life insurance and long-term care insurance play a crucial role in this planning. No one expects to face a sudden illness, disability, or untimely passing, but having the right protection in place ensures that your family isn’t left struggling in difficult times. These tools provide financial stability, cover essential care costs, and safeguard your family’s future—so they can focus on what truly matters.
I grew up in Macomb County and continue to raise my family here. After earning my undergraduate degree from Western Michigan University (Go Broncos!) and my law degree from Michigan State University College of Law, I dedicated my career to helping people make informed decisions about their financial and legal futures. More important than what I do, though, is who I am—a son, a brother, a husband to an amazing wife, and a father to two young girls and two hairy dogs. I love Detroit Red Wings hockey, NFL football, traveling, staying active, and, most of all, spending time with my family.
Planning for the future is a team effort, and I’m here to help you navigate your options. Whether you need life insurance to protect your loved ones, long-term care coverage to prepare for the unexpected, or structured settlements to ensure financial stability, I’ll work with you to create a plan tailored to your needs. Let’s build a future that’s clear, confident, and designed with your family in mind.
Zach Kuran - Financial Services Administrative Manager
Zach Kuran is a dedicated Financial Services Administrative Manager at Financial Focus, where he has been an integral part of the team since 2021. His journey with the firm began as an intern during his college years, where he quickly demonstrated exceptional commitment, adaptability, and a strong work ethic. Through his dedication and leadership, Zach earned a management role, highlighting his ability to excel in a dynamic and client-focused environment.
A proud graduate of the University of Detroit Mercy, Zach earned his undergraduate degree in 2022 while competing as a standout athlete on the university’s track and field team. His athletic career was marked by multiple accolades, including three All-Conference honors—two during the 2020 indoor season and another in the 2022 outdoor season. He was also named the Men's Track and Field Student-Athlete of the Year for the 2022 outdoor season and received prestigious academic distinctions such as the Horizon League Spring Academic Honor Roll and the Detroit Mercy Athletic Director's Honor Roll.
With a minor in Leadership, Zach brings valuable skills in team dynamics, emotional intelligence, and organizational management. His experience as a competitive athlete instilled in him the ability to lead with confidence, communicate effectively, and navigate complex challenges with a strategic mindset. These qualities, combined with his keen attention to detail and strong time management skills, make him an asset to the Financial Focus team. In his role, he excels in administration, customer relationship management, and operational efficiency, ensuring that clients receive top-tier service and support.
Outside of his professional life, Zach is an avid fisherman, fitness enthusiast, and a passionate supporter of Detroit’s professional sports teams. His drive for excellence, both in and out of the workplace, reflects his commitment to continuous growth and making a positive impact.
