While federal and state healthcare programs provide some assistance, they often do not comprehensively cover long-term care or disability-related expenses. Planning ahead with
insurance solutions helps ensure financial independence even in unforeseen circumstances.
Why Consider Long-Term Care & Disability Insurance?
✔ Helps cover costs of assisted living, nursing home care, or in-home caregiving
✔ Ensures financial stability by replacing lost income due to disability
✔ Reduces reliance on personal savings or family assistance
Types of Disability Insurance:
- Own Occupation Disability Insurance – Protects individuals if they can no longer work in their specialized field but may still work in another capacity.
- Loss of Earnings Disability Insurance – Covers a percentage of lost income due to disability, ensuring continued financial stability.
A comprehensive financial plan includes protecting your income. Contact us today to explore long-term care and disability insurance options tailored to your unique needs.
